What We Do: Comprehensive Insurance Solutions for Your Business

At Insurance Holdings Pacific (IHPL), we specialize in designing, implementing, and managing insurance programs tailored to your unique business risk profile. Our expertise spans a wide range of industries and coverage types, ensuring that all your insurance needs are met with precision and care.

We help our clients with:

  • Property & Revenue Protection
    Coverage to protect your physical assets and business income against risks such as fire, theft, or natural disasters.

  • Motor Vehicle & Commercial Fleet Insurance
    Comprehensive protection for individual vehicles or fleets, tailored to your operational needs.

  • Mobile Plant & Machinery
    Coverage for construction and industrial equipment, protecting against accidental damage, theft, or breakdowns.

  • Liability & Professional Risks
    Protection against legal liabilities, including general, product, and professional indemnity risks.

  • Directors & Officers Liability
    Coverage designed to protect the personal assets of directors and officers in the event of legal actions arising from their corporate roles.

  • Construction Risks & Contract Works
    Coverage to protect against risks in the construction industry, including project-related liabilities and property damage during the construction process.

  • Commercial Marine Hull & Liability
    Comprehensive marine coverage for vessels, along with liability protection for maritime operations.

  • Private Pleasurecraft Insurance
    Tailored protection for private yachts and pleasurecraft, covering damage, theft, and liability risks.

  • Marine Cargo Insurance
    Protection for goods in transit, whether by sea, air, or land, safeguarding your business from cargo-related risks.

  • Workers Compensation
    Coverage to protect employees in the event of work-related injuries, providing medical and financial support (now via ACCF)

  • Life & Medical Insurance
    Comprehensive life and health insurance plans to protect you, your employees, and their families.

  • Domestic House & Contents Insurance
    Protection for your home and personal belongings against damage, loss, or theft.

Risk Management: Tailored Strategies to Manage Your Business Risks

At Insurance Holdings Pacific (IHPL), we understand that every business has a unique approach to risk management. We take the time to listen and tailor solutions based on how you prefer to manage your risk. Whether you aim to:

  • Avoid Risk

  • Retain Risk

  • Control Risk

  • Transfer Risk

  • Or a combination of these strategies

Our team works closely with you to develop a comprehensive risk management strategy that aligns with your objectives.

Our Risk Management Solutions Include:

  • Insurance Placement
    We assist in placing insurance policies that transfer the entire risk, providing you with peace of mind.

  • Risk Solutions
    For risks you are comfortable retaining but prefer to manage, we connect you with our Risk Solutions partner to implement strategies that help you control and minimize exposure.

Our goal is to ensure that your risk profile is effectively managed, protecting your business while supporting your long-term success.

Employee Protection: Safeguarding Your Most Valuable Asset

At Insurance Holdings Pacific (IHPL), we recognize that employees are a business’s most valuable asset. Protecting their lives, health, and well-being is a top priority. We specialize in managing employee protection programs that offer comprehensive coverage and peace of mind.

Our Employee Protection Services Include:

  • Group Term Life Programs
    Customized group life insurance coverage to provide financial security for employees and their families in the event of an unexpected loss.

  • Hospitalization & Outpatient Medical Schemes
    Comprehensive medical insurance plans to ensure your employees have access to necessary medical care, both for hospital stays and outpatient treatments.

  • Workers Compensation
    Coverage that provides compensation and support for employees who suffer work-related injuries or illnesses, ensuring they receive the care and benefits they deserve (now via ACCF)

  • Income Protection
    Plans designed to protect employees’ income in the event they are unable to work due to illness or injury, offering financial stability during difficult times.